Educational Courses


Our mission is to increase financial literacy amongst American adults by developing straight-forward and engaging content that will help you make informed decisions as they relate to your retirement and personal finances.

Our courses address topics that are at the forefront of baby-boomers minds including: conservative investment strategies in a low-interest market, developing a financial plan incorporating your goals and fears, maximizing your income in retirement, and using tax-advantaged strategies to leave a lasting legacy to the next generation.


When it comes to Medicare, you have choices. Knowing how to navigate these choices and identify which programs are most suitable to your physicians, prescriptions, and the care you desire can be an overwhelming task.

By the end of class you will be able to answer all of the following questions (that each person should be able to answer for themselves):
• What do I need to do before enrolling in Medicare?
• What if I have health coverage at work and don’t want to retire yet?
• What are Medicare Parts A, B, C and D?
• What are the differences between Medicare Supplement and Advantage plans?
• Many physicians will not accept Medicare…how do I find a plan that will work with my doctors?
• Are my prescriptions covered? What is the “Donut Hole?”
• Do I have deadlines to enroll?


The Social Security & Taxes course will provide you with much needed information to help you understand the system, coordinate spousal and survivor benefits, minimize taxes, and maximize personal benefits. Plus, it explains strategies designed to accomplish common objectives such as tax efficient withdrawals, lifestyle preservation and providing a legacy.

The materials cover the history of Social Security, how to qualify for benefits, spousal benefits, widow & widower benefits, taxation of benefits, working while you receive benefits, issues involved in claiming benefits early, and strategies to maximize your benefits while developing an income stream in retirement. You will learn information that will help you decide when to claim your Social Security benefits.


The number one concern of Baby Boomers in retirement is “we don’t want to run out of money.” The New Reality in Our Retirement is an adult education class that covers potential financial threats, now and in the future, and provides students the knowledge they need to build a successful retirement.

Course Outline

A. Conventional Financial Wisdom

Much of what we have heard and thus have (collectively) taken as true is simply not so. If investment choices and retirement decisions are made based on this so-called wisdom, many retirement plans could be subject to failure.

B. The Fiscal Health of the United States

It is important to get the most income with the least amount of long term drain on your assets. The choices we make when it comes to our sources of retirement income can have a significant impact on the success of our retirement.

C. Failure To Maximize Retirement Income

When it comes to income in retirement, how we have saved and allocated our money plays a major role. Having your assets in the right types of accounts may contribute greatly as to how long your money lasts or how much you have in reserve. Should you have an IRA? Should you have a Roth IRA? When do you know if a Roth conversion is an idea and how much should you convert? This sections shows you how to maximize cash flow in retirement.

D. Unplanned Healthcare Expenses

Adverse health events can occur at any time. The financial cost of long-term health care can be devastating. There are cost-effective options available that allow us to get the care we need while preserving our lifestyle.

E. Improper Estate Transfer Design

Many of us are ill-prepared for the protection and transfer of our estate and assets at incapacity or death. Knowledgeable planning can preserve estate values for one’s spouse and/or heirs.

F. Losing Money in Large Market Declines

We’ve suffered two large systemic market declines in the last 18 years. The reduction in national investment account values was staggering in both instances. For Baby Boomers, retirement may be decimated when the next major systemic decline occurs.

G. Failure To Have A Well-Designed Retirement Plan

Hoping things “just work out” is not an effective strategy and will likely lead to massive failure. Just like when planning a trip, after deciding where you are and where you want to go, you then need to know how to map your journey to your destination with the flexibility to make course corrections as you go.

Any monies collected to cover the cost of the class and/or materials are donated to The Shadow Buddies Foundation – Special Friends for Special Children.

The Shadow Buddies Foundation is a non-profit children’s charitable organization devoted to providing support and knowledge to young children with severe illnesses and disabilities. With a mission to supply emotional support for severely ill children, the Shadow Buddies Foundation offers unique programs designed to enhance the lives of children and adults in Kansas City.